myFICO is very special because it allows you to monitor your credit report and receive a notification if your score changes for some reason. Between text message alerts and even e-mail alerts, you can stay on top of your credit file so you always know what is going on with your credit and ensure that you are well protected. This is a service that most people can agree is quite helpful that results in being able to actively monitor something almost effortlessly.

With alerts sent when a change occurs to your credit file, you are able to take a very active involvement in your credit report without having to spend hours pouring over your credit report constantly to see what changes have occurred. This is something that is a huge help and really allows you to see how things are going, you can even monitor for authorized activity to see how your FICO score changes based upon other activities that you have been involved with.

Studying your credit reports carefully is one of the best ways you have to help protect your credit. If you know what is on your report you can easily identify when something new appears that is not authorized and begin disputing immediately instead of having to wait a long time to investigate what the account is. Remember, acting quickly is one of the best ways you can ensure that your credit is safe and you are not the victim of identity theft.