Credit Monitoring- See your up-to-date FICO® score every time you receive an alert of a change to your Equifax credit report.
- Get an alert when your FICO® credit score changes enough to qualify you for a better mortgage, auto, or home equity loan rate.
- Set a target FICO® score and receive an alert when you reach it.
- Your Equifax credit file is monitored daily for:
- Newly opened accounts
- Inquiries from applications for new credit
- Increases in account balances
- Changes in account status, such as a missed payment
- New activity on accounts that were inactive
- Newly listed public records, such as bankruptcies, court judgments, and tax liens
- Newly listed collection company records
- Changes to public records and collection company records
- Changes to the name listed on your credit report
- New addresses or phone numbers
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Alerting and Reporting- Email alerts sent out upon detection of certain changes to your credit report or FICO® score.
- Alerts can be sent as text messages to a cell phone or wireless device.
- Two Score Power reports included with your subscription, one when you enroll in Score Watch and one to be used at any time during your subscription.
- Two additional Score Power reports each year while you’re subscribed to Score Watch.
- Each Score Power report includes:
- Your current FICO® score
- A full explanation of the reasons hurting or helping your score
- Your complete Equifax credit report
- The FICO® score simulator, which shows you what can happen to your score if you pay down balances, miss payments, or transfer balances to a new credit card
- Receive additional discounted Score Power reports while you are subscribed to Score Watch for just $10.95 each (regularly $15.95).
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